With Brandi Braley-Neighborhood Mortgage, the loan approval process has never been as easy. We offer a variety of secure and convenient application options:

1. Complete Secure 1003 Application
   • Formal Loan Application
2. Call Brandi at (360) 389-6361
   • We will gladly take your application over the phone and assist you with any questions you may have.
3. Documents needed
   • No screen shots or photos of documents. All Documents must be scanned and sent over or photocopied.
   • Most current paystubs for all borrowers (Covering the last 30 days)
   • Last two years signed & dated tax returns (if self-employed for business as well)
   • For Self employed we must see all schedules
   • Last two years W2’s
   • Last two months bank statements on all accounts (all Pages)
   • Most current retirement account statement (all Pages)
   • Last two years 1099’s for IRA or Annuity distributions
   • Social Security Award Letter – if applicable
   • Pension Award Letter – if applicable
   • Homeowner’s Insurance information (refinance)
   • Copy of driver’s license
   • Copy of purchase and sale agreement if available (purchase only)
   • Any divorce paperwork (if applicable)
   • If newly married within the last 6 mo. a marriage certificate
   • Current rental company information or if private party, 12 months cancelled checks
   • Proof of source of funds for down payment. i.e., bank statement, or a gift letter.
   • Any bankruptcy paperwork (if applicable) or foreclosure or short sale paperwork (if applicable)
   • Current mortgage statement if refinancing
   • DD214 for VA loans
   • If you own a rental property, I will need a copy of the lease and a mortgage statement
   • Tribal Loans – copy of the tribal card and social security cards
   • Tax transcripts for 2020 & 2019
   • Please go to IRS.gov. Press get your tax records. Scroll down and press Get Transcripts Online. You will need to set up an account and request the transcripts