Apply Now

Apply Now

With Brandi Braley-Neighborhood Mortgage, the loan approval process has never been as easy. We offer a variety of secure and convenient application options:

  1. Complete Secure 1003 Application
    • Formal Loan Application
  2. Call Brandi at (360) 389-6361
    • We will gladly take your application over the phone and assist you with any questions you may have.
  3. Documents needed
    • No screen shots or photos of documents. All Documents must be scanned and sent over or photocopied.
    • Most current paystubs for all borrowers (Covering the last 30 days)
    • Last two years signed & dated tax returns (if self-employed for business as well)
    • For Self employed we must see all schedules
    • Last two years W2’s
    • Last two months bank statements on all accounts (all Pages)
    • Most current retirement account statement (all Pages)
    • Last two years 1099’s for IRA or Annuity distributions
    • Social Security Award Letter – if applicable
    • Pension Award Letter – if applicable
    • Homeowner’s Insurance information (refinance)
    • Copy of driver’s license
    • Copy of purchase and sale agreement if available (purchase only)
    • Any divorce paperwork (if applicable)
    • If newly married within the last 6 mo. a marriage certificate
    • Current rental company information or if private party, 12 months cancelled checks
    • Proof of source of funds for down payment. i.e., bank statement, or a gift letter.
    • Any bankruptcy paperwork (if applicable) or foreclosure or short sale paperwork (if applicable)
    • Current mortgage statement if refinancing
    • DD214 for VA loans
    • If you own a rental property, I will need a copy of the lease and a mortgage statement
    • Tribal Loans – copy of the tribal card and social security cards
    • Tax transcripts for 2020 & 2019
    • Please go to IRS.gov. Press get your tax records. Scroll down and press Get Transcripts Online. You will need to set up an account and request the transcripts

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Licensing

Licensing Info: Brandi Braley
NMLS # 1562598
Neighborhood Mortgage
NMLS # 62776
Licensed in Washington & Arizona

Equal Housing Lender

Contact Us

Brandi Braley-Neighborhood Mortgage
4164 Meridian St #108
Bellingham, WA 98226

Number:
(360) 389-6361